Tag: Finance
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How Empty Residences Threaten Queenstown’s Future Prosperity
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As reported by RNZ, a former World Bank economist has issued a stark warning regarding the proliferation of “ghost houses” in Queenstown. Ralph Hanan suggests that the surge in absentee property ownership is hollowing out the town, potentially steering the alpine resort toward a societal trainwreck. With a significant portion of the local housing stock…
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Retail, Construction and Manufacturing Signal Hopeful but Uneasy Turn in New Zealand GDP Growth
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Overview An article from RNZ reports that New Zealand’s economy recorded a stronger-than-expected rebound in the September quarter, with gross domestic product rising by 1.1 percent after a contraction in the previous quarter. Manufacturing, construction and exports led the improvement, offering a lift in confidence across several key industries. Despite the positive headline figure, business…
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Financial Flow: What Personal Finance Can Teach You About Business Cashflow
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in Bach TalksYou’ve heard the phrase “cash is king” tossed around in business circles like it’s gospel. But let’s be real, most small business owners treat business cashflow with all the reverence of loose change in a car ashtray. They obsess over revenue, chase growth, and forget that a business without solid cash management is just a…
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Services Sector Contraction Deeper into Strain as Confidence Falters Across New Zealand
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From a recent article on interest.co.nz, the latest BNZ BusinessNZ Performance of Services Sector Index confirms that the services sector contraction deepened in November. The index fell to 46.9, reinforcing concerns that the services sector contraction is becoming entrenched as weak demand and fragile confidence continue to weigh on business activity across New Zealand. Insights…
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Smart Financial Management Tips for Business Growth in Healthcare
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Growing a healthcare business in New Zealand isn’t just about more patients or better equipment; it’s about smart financial management. Whether you’re running a private clinic, physiotherapy practice, dental surgery, or allied health service, maintaining the right balance between investment and financial control is critical to scaling sustainably. In this blog, we’ll break down essential…
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Supermarkets’ Clever Tactics as Smarter Christmas Grocery Choices Emerge
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An article from RNZ, titled Supermarkets ‘know how far they can push people’: How to get a good deal on Christmas groceries Overview As Christmas approaches, some shoppers may fall for the promotions and discounts offered by supermarkets without realising if they are getting true value. According to Consumer NZ, simply buying the cheapest-labelled item…
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Inflation Lies at Heart of Economic Thinking and Decision Making – What Are the Core Causes?
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Overview A report by Interest.co.nz argues that while conventional explanations of inflation, cost-push, demand-pull and inflation expectations, are true, they remain superficial. Despite these theories, inflation sits at around three percent per annum in New Zealand, even with a sluggish economy. The article suggests that deeper structural forces are at work, particularly the growth of…
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Shareholder Loans: Tax Change Could Leave Businesses With Bigger Bills
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An article from RNZ reports that Inland Revenue (IR) is proposing a crackdown on small companies’ shareholder loans, a change that could see many family-run businesses facing a heftier tax bill. Overview Under the proposed changes, new loans made by companies to shareholders would be subject to stricter tax treatment. If a shareholder loan is…
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Only two sectors avoid real-terms pay cut over the year
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An article from RNZ reports that in the year to September, nearly all but two sectors in New Zealand experienced a real-terms pay cut once inflation is taken into account. Insights Our Thoughts This new data underscores how widespread the squeeze on real incomes has become in New Zealand, even while nominal wages rise slowly.…
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New Zealand Housing market confidence rises
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An article from RNZ reports that confidence in the New Zealand housing market has surged to its highest level in 15 years. Overview The latest ASB Housing Confidence Survey shows 28 percent of respondents believe now is a good time to buy a property, the strongest reading since the survey began. RNZ This shift reflects…