Tag: Entrepreneur
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If Your Business Is Feeling the Strain, Start With Your Cash Flow
Cash flow challenges don’t always show up as dramatic failures. Often, they creep in quietly, a few late invoices here, a tight payroll cycle there, until you’re operating from a place of pressure instead of purpose. When that becomes your norm, it affects more than just the numbers. It changes how you make decisions, how…
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Is Your Business Cashflow Healthy? 3 Signs It’s Not (And What You Can Do About It)
When the numbers say you’re doing fine but your bank account says otherwise, it’s time to take a closer look. Even highly profitable businesses can run into serious trouble if they don’t have enough cash on hand to meet their obligations. If you’ve ever stressed about paying bills, covering payroll, or making your next tax…
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Trying to Sell to Everyone? That’s Why You’re Selling to No One
When you’re building a business, especially in the early days, it can feel counterintuitive, maybe even reckless, to narrow your audience. You want to grow. You want to make money. You don’t want to miss any opportunity. So you try to appeal to “everyone.” But here’s the truth that many business owners learn the hard…
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How to Set Aside Tax Money Without Stressing
For many New Zealand business owners, tax time can feel like a disruption, just when you’re focused on growing your business, the next GST or provisional tax payment is due. It’s not that you’re unorganised; it’s that juggling day-to-day operations and financial obligations often leaves little room for planning. And when income varies month to…
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The Role of Business Mentoring in Sustainable Growth
In business, growth is often celebrated as a sign of success. But sustainable growth that is steady, strategic progress that holds up over time, is a different story. It requires more than sales tactics and hustle. It needs clarity, resilience, systems, and a sounding board. That’s where business mentoring steps in. Whether you’re a sole…
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Are You Working In Your Business or On It? What That Really Means
If you’re a small business owner or manager, chances are you’ve heard this question before: “Are you working in your business or on it?” It might sound like a catchy phrase, but this distinction is critical, and understanding it could be the turning point that moves your business from surviving to scaling. Let’s break down…
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Understanding Zero-Rated and Exempt Supplies in GST
When managing your business’s GST obligations in New Zealand, it’s not just about charging and paying GST on your sales and purchases. Some goods and services fall into categories where GST either does not apply at all or is applied at a rate of zero per cent. These are known respectively as zero-rated and exempt…
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How to Handle Late Tax Payments and IRD Penalties in New Zealand
Late tax payments are an unfortunate but common issue for many individuals and business owners in New Zealand. Whether caused by temporary cash flow constraints, unforeseen business disruptions, or simple administrative oversights, falling behind on your tax obligations can result in a series of compounding consequences from Inland Revenue (IRD), most notably, late payment penalties…
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What Is a Business System and Why Does It Matter?
In the world of small business, few terms are thrown around as much and understood as little as “business systems.” Many business owners think of systems as software tools, templates, or workflows. But a true business system is something far deeper: it is the structure that makes your business consistent, scalable, and ultimately sustainable. Let’s…
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What Would You Do If Your Business Had No Debt?
Debt is often viewed as a necessary instrument in business. For many companies, it funds start-up costs, bridges cash flow gaps, fuels expansion, and supports operational continuity. Yet, imagine this scenario: your business has zero debt. No monthly loan repayments, no outstanding credit facilities, no interest obligations. Just clean books, positive cash flow, and full…