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Tag: bachtalks

  • Why Your Business Budget Should Be Built Backwards

    Why Your Business Budget Should Be Built Backwards

    Start from goals, not spreadsheets. A smarter way to allocate money Here’s something I’ve noticed working with a range of businesses across Aotearoa. When it comes to budgeting, we often start in the wrong place. The usual approach? Pull out last year’s numbers, tweak for inflation, factor in known costs, and try to squeeze in…

  • Financial Flow: What Personal Finance Can Teach You About Business Cashflow

    Financial Flow: What Personal Finance Can Teach You About Business Cashflow

    You’ve heard the phrase “cash is king” tossed around in business circles like it’s gospel. But let’s be real, most small business owners treat business cashflow with all the reverence of loose change in a car ashtray. They obsess over revenue, chase growth, and forget that a business without solid cash management is just a…